Study On Risk Management Of Industry Chain Finance

As a new financial business model,risk management of industry chain finance has both generality and particularity.Haier Group Finance Co.,Ltd.(hereinafter referred to as "Haier Finance Company ")as the first batch of pilot enterprises approved to extend the industry chain financial business,Haier Finance Company has accumulated certain experienc in the risk management of industry chain finance and has achieved certain results,but risk management is not overnight,once and for all,Haier Finance Company with its own development and change,risk management of industry chain finance it still has shortcomings,on the basis of improvement and improvement,can further strengthen the company's industry chain financial industry Services.This paper takes Haier Finance Company as the research object,and studies the risk management of industry chain finance of Haier Finance Company by means of literature research method,case analysis method and qualitative analysis method.First of all,it introduces the background of Haier Finance Company's extended industry chain financial business.From its own point of view,extending the financial business of industry chain is the result of the interaction of external environment and endogenous demand.From the whole industry where the finance company is located,extending the industry chain financial business is an important opportunity to realize the transformation and development,and is the product of conforming to the trend of the times.Secondly,qualitative analysis is adopted,according to the industry chain up and down.The extension direction,analyzes the Haier finance company extension industry chain finance concrete business pattern,from the company overall level and the concrete business level combs the Haier finance company present risk management measure.On the basis of affirming the current risk management measures of Haier Finance Company,this paper points out its shortcomings,and puts forward some suggestions on the deficiency of Haier Finance Company's industry chain financial risk management: at the corporate level,Haier Finance Company needs to further improve the organizational structure of risk management and reduce the dependence on group funds to improve its independence;at the business level,the credit rating can be improved in combination with the characteristics of industry chain financial business system,and enhance the full participation of financial risks.Finally,this paper is summarized and prospected.This paper studies the risk management of Haier finance company's industry chain,finance which can not only help Haier finance company to perfect the deficiency,but also provide reference for other finance companies who want to extend the financial business of industry chain in risk management.