Product Differentiation,Medical Insurance Policy And Medical Resource Allocation Efficiency

The problems of "difficult to see a doctor" and "expensive to see a doctor" have long been a major problem that puzzled our national health and well-being.It was born in the period of the planned economy.With the trend of reform and opening up and the marketization of the medical market,it has gone through two rounds of medical and health system reforms.The level of national healthcare has greatly improved,but the problem is still serious.Medical resources are still scarce resources.In the case of limited total,how to improve the efficiency of medical resource allocation is the key to improving the problems of "difficult to see a doctor" and'expensive to see a doctor".Scholars at home and abroad have done a lot of research on the measurement of the efficiency of resource allocation in the medical market and the influencing factors.Combing the context,this paper finds that the competition of various medical institutions in the medical market and the problem of medical security system are also one of the perspectives worth studying.As a transmission carrier of medical resources,medical institutions have a direct relationship with the effectiveness of the allocation of medical resources.Similarly,the medical insurance system,as a fundamental policy concerning both doctors and patients,has a profound impact on the allocation of medical resources.This article takes the background of the new medical and health system reform for more than ten years as the background.It first analyzes the mechanism of product differentiation in the medical market that affects the efficiency of medical resource allocation,and also analyzes the transmission mechanism of China's medical security system reform and medical market resource allocation efficiency improvement.And then analyzed the contextual relationship between the three.The article is based on the research context of China's medical market since the founding of the People's Republic of China.It defines and quantifies the efficiency of medical resource allocation,the degree of product differentiation and the level of medical security.This article uses the medical and health data of seven types of medical institutions in Beijing from 2009 to 2018,uses DEA model and Malmquist model to measure the efficiency of medical resource allocation in Beijing,uses intra-industry trade theory to quantify the degree of product differentiation in the medical market,and adds a description of medical The relevant indicators of the level of guarantee have achieved the verification of the relationship between the efficiency of resource allocation,product differentiation and medical guarantee.The study found that the degree of product differentiation and the efficiency of medical resource allocation have an inverted U-shaped relationship.There are certain product differentiations in the medical market that are conducive to the rational allocation of medical resources.On the other hand,the level of medical security is positively related to the efficiency of medical resource allocation.The increase in medical security level is conducive to promoting the optimization of medical resource allocation.In the context of the new medical reform,the efficiency of Beijing's medical resource allocation has increased year by year,and the new medical reform has achieved results.However,there are certain particularities in the medical market.The medical service products provided by different medical institutions are greatly differentiated.Under disparate and differentiated competition,medical resources cannot be reasonably distributed among various medical institutions In the future,we should increase the differentiated management of medical institutions and strengthen the guidance for patients to choose medical treatment.In addition,the reform of the medical insurance system is a major focus of the new medical reform.Whether it is the change in payment methods or the improvement of the medical insurance level,it has a significant positive effect on the improvement of the efficiency of medical resource allocation and is the guarantee of the national economy and people's livelihood.