Research On Internal Auditing Of The Industrial And Commercial Bank In Shanxi Based On The Loan Fraud Of Nake Company

In the process of China's rapid economic growth,has led to many enterprises in our country between the increasingly fierce market competition,which in the enterprise and bank credit in the presence of more hidden dangers and risks By some measures,the existing financial risks in the banking industry for effective control,reasonable is an effective way to reduce risk in 2011 at the of making false financial statements and project contract,to be able to succeed in the industrial and commercial bank of Shanxi branch loan How to reduce the similar loan fraud cases occur,reduce risk,avoid the asset losses,is a problem to be solved in the bank.This article mainly from the perspective of internal audit,through collected relevant theoretical basis and research situation at home and abroad,such as on the relationship between the internal audit and internal control and governance in a bank and have a better understanding of the effect of lower risk And through case study,company bank loan fraud,according to some problems found in its case,and from the Angle of internal audit,this paper analyzes the causes of its formation,put forward the industrial and commercial bank of Shanxi branch of the internal audit in the related problems Through the analysis of the internal audit deeper reasons,such as loopholes in risk management,internal audit method,technology updating problems,corresponding measures are put forward countermeasures respectively The first chapter expounds the background significance and related research status,the second chapter mainly summarizes the thesis related concepts and theoretical basis,the third chapter mainly explain the relationship between internal audit and risk as well as the necessity of the internal audit and process,the fourth chapter mainly case is introduced,as well as to the problems found in the fifth chapter is put forward the corresponding suggestion countermeasure.Through research,in view of the company Mr Bernanke problems of bank loan fraud cases,from the perspective of internal audit,and puts forward the corresponding countermeasures,and promote industrial and commercial bank of Shanxi branch to form a set of perfect effective scientific and reasonable mechanism of internal audit,could reduce theindustrial and commercial bank of Shanxi branch of the financial risk,reducing the occurrence of similar loan fraud case,improve its economic benefit.