Research On The Management Model Of Social Security Fund

Social security fund is a social public welfare,is a guarantee of the rights and interests of the people.In order to realize the safe operation of the social security fund,the Chinese government has formulated a number of corresponding supervision policies and laws and regulations,which has played a great role in promoting the management of the social security fund.But there are still many problems in the fund raising,investment and supervision.The security of the social security fund is challenged.The goal of preserving and increasing the value is also dangerous.The government's supervision of the social security fund has appeared in the absence and dislocation.Around the social security fund was invaded,misappropriated and other cases have occurred,the amount of huge shocking.It is an important problem to be solved in the process of building social security system in our country by further strengthening the legislation of social security fund operation supervision,establishing and perfecting the fund operation supervision system and establishing reasonable and effective operation supervision system.Therefore,this paper chooses the management of social security fund as the main research topic.Based on the existing literatures at home and abroad,we have collected the relevant data and case of our country's social security fund management,and analyzed the current situation of our current social security fund management And the causes,while drawing on foreign experience,given targeted countermeasures.This paper introduces the background of this research,reviews the existing literature,and establishes the main purpose,task,idea and research method of this research.Then,based on the data and situation of China's social security fund management,this paper studies the current situation of raising,investing and supervising the current social security fund in our country,and pointing out the existing problems.Among them,there are four main problems in the raising of social security fund: there are many problems in the absence of payment of social security fund,low level of social security,low coverage,low substitution rate,low retirement quality,Many,inefficient.Social security fund investment in the following problems: misappropriation of the phenomenon of serious;personal social security fund accounts empty account operation;investment efficiency is too low,value-added lack of value;Social security fund risk control,there are the following problems: the main government supervision of many poor accountability;lack of social supervision;legislative level is low,poor operational.Then,the article analyzes the operation mode of social security fund operation in the United States,Britain,Singapore,Chile and other countries,and sums up the mature experience of the social security fund in the developed countries.Finally,based on the previous issues,causes analysis,combined with foreign experience,for the social security fund raising,investment and risk control three aspects of the work put forward a new model to build the implementation plan.Which the social security fund to raise the management model proposed the integration of social security projects,the integration of regional social security tax levy,institutional integration to improve the efficiency of the proposal;social security fund investment management put forward the national co-ordination and central control combined with the new independent development of social security fund investment Institutions,the formation of pension fund management of the recommendations of the specialized agencies;social security fund risk control aspects of the establishment and improvement of a systematic regulatory system,improve the regulatory system of the recommendations.