Research On X Real Estate Group Financial Risk Identification And Prevention Based On Cash Flow

Real estate enterprises are in a complex and changeable environment today.Risk management has become the top priority of financial management in real estate enterprises.As a scarce resource of real estate enterprises,cash has an unusual impact on the survival and development of enterprises.By observing the situation of cash flow,we can not only analyze the financial risks faced by enterprises,but also reasonably prevent financial risks on this basis.This has practical guiding significance for the study of financial risk management of contemporary Real Estate Company.The real estate industry is a comprehensive and strong industrial sector,which covers the three links of production,circulation and consumption.This article selects the X real estate group of large real estate enterprises as a case.First,it describes the financial situation and financial risk of X real estate group.Secondly,the financial risks of X real estate group are identified qualitatively based on three aspects of cash flow,operation,investment and fund-raising activities.Then select the cash flow index and use the comprehensive score method to identify the financial risks of X real estate group.Finally,based on the foregoing,the precautionary measures for financial risks of X real estate group are proposed based on cash flow from operation,investment and fund-raising activities.This article draws the following conclusions: In the business activities,X Real Estate Group mainly has risks in the procurement and sales.X Real Estate Group needs to change its development strategy and create high-profit products.X Real Estate Group should also reduce the number of land acquisitions.In investment activities,X Real Estate Group has certain risks in industrial investment and capital investment.In industrial investment,on the one hand,we must pay attention to the risk prevention of decision-making errors,and on the other hand,we must guard against diversified financial risks.For the risk prevention of capital investment,X Real Estate Group,on the one hand,should analyze the capital investment environment,and on the other hand,spread the risk through investment portfolios.Third,in fundraising activities,when debt financing is conducted,a reasonable debt maturity structure is maintained;a reasonable debt interest rate structure is maintained;and a reasonable source structure of debt is maintained.When financing equity,it analyzes the financial needs of X Real Estate Group and determines a reasonable fundraising scale;analyzes the cost of various financing methods and determines the optimal capital structure of X Real Estate Group.In the profit distribution segment,a dividend policy consistent with the current financial situation of the X Real Estate Group was adopted.