Research On The Management System Optimization Of Credit Loan For Pingdu Branch Of Qingdao Rural Commercial Bank

In recent years,with the continuous development of China 's financial system reform,the scale of bank credit business has been expanding,Bank credit loan business structure has undergone major changes.It increased the difficulty for China's bank credit business managementThis paper combs the relevant research results of domestic and foreign scholars of rural commercial bank credit loans systematically.It paper analyzed the theory and characteristics.On this basis,this paper gives QNP credit loan business management optimization system.First,QNP credit loan business guarantee management system optimization.It included QNP credit loan business guarantee mode management optimization,QNP credit loan business guarantee management optimization and QNP credit loan business mortgage management optimization.Second,QNP credit loan business system optimization.It included QNP credit loan business management system optimization,QNP security security system optimization.Third,QNP credit loan business operation compliance system optimization.It included clearing QNP network hall marketing responsibilities division,optimizing the QNP network hall marketing process,QNP customer hierarchical management and referral sub-optimal optimization,promotion of QNP sponsor banking system.