Reach On Development Of Supply Chain Financial Business Of State-owned Financial Enterprises

Capital is the blood of the enterprise and needs to maintain a high degree of liquidity in the daily production,operation and sale of enterprise.In the current changing international economic and trade environment,the change of monetary policy makes it more difficult for enterprises to raise capital and raise financing cost.Without adequate financial support,small and medium-size enterprise in the start-up and growth stages are not sufficiently motivated to develop,and the whole industry may be in a bottleneck.Through the development of supply chain finance,the financing risk of enterprises can be effectively shared in the upstream and downstream of the industrial chain,thus effectively relieving the survival crisis of small and medium-sized enterprises in industrial supply chain.By developing supply-chain finance,it can also reduce the mismatch between supply and demand caused by Information asymmetry between companies and commercial banks,linking financial capital more closely to the real economy,it circulates the capital in the whole industry supply chain,enhances the utilization efficiency of the fund,relieves the imbalance between the supply and the demand of funds in the economy and society,and realizes the win-win of all sides and promotes the overall development of economy and society.The existence and development of small and medium-sized enterprises often reflect the competitiveness of their industry chain and the vitality of national economic development,and solve the problems of financing and financing for smes in the industrial supply chain,not only helps to alleviate the financing difficulties of small and medium-sized enterprises,but also helps small and medium-sized enterprises to maintain their own continuous operation,expand their business space and seek new profit growth points,at the same time,the core enterprises in the supply chain can gain more opportunities for development,strengthen their influence and control over the upstream and downstream of the industry supply chain,so as to promote the industrial competitiveness and the whole development upgrade.In view of the present financial industry development and the future development prospect of our country,the financial service system of "supply chain +financial fund + investment bank" is constructed through the state-owned capital investment operation platform,and the practice of inclusive finance,providing all-round financial solutions and supply chain financial services to small and medium-sized enterprises in the region where the state-owned capital investment platform can be exposed,and through the establishment of state-owned financial enterprises,such as commercial factoring,microlending and financial leasing,as the business base of supply chain finance,it is an urgent task to promote the development of financial enterprises on the platform of state-owned capital investment to solve economic problems and promote economic development.By studying how to promote the development of supply chain finance and provide services for sme financing,it is not only effective to solve the problem of financing that is prevalent in the current economy and society,it can also make state-owned capital investment operation platform's capital turnover rate and the utilization rate to get promoted,guarantee the state-owned capital to preserve the value to increase the value.This paper is divided into five parts.The first part mainly analyses the purpose and significance of the topic,and systematically expounds the existing domestic and foreign theoretical achievements of supply chain finance,and introduces the main research content and research methods,thirdly,the author analyses the Innovation and shortcomings of this paper.The article also expounds the supply chain finance and its practice in China,mainly introduces its concept connotation and background,as well as the current development of supply chain finance in China.The second part is the main content is the supply chain finance development current situation carries on the detailed introduction,the specific contents include the background of supply chain finance,the development of supply chain finance in China,the main sources of capital,and the role of risk management and supply chain finance on economic construction.The third part introduces the supply chain financial business model and development situation of the state-owned financial enterprises in China,and probes into the advantages and opportunities in the supply chain finance.The fourth part introduces the concrete case of the supply chain finance business of middle security,mainly elaborates from the current situation of supply chain finance business,the practice of supply chain finance,and the analysis of the effect of supply chain financial business,starting from the concrete case,the author makes a detailed analysis of the supply chain finance business of state-owned financial enterprises.The fifth part of the state-owned financial enterprises in the supply chain financial future of the development proposals.