Research On Enterprise Annuity Management Of GS Company

With the continuous advancement of building a well-to-do society in China,under the conditions of modern market economy,the issue of aging has become increasingly prominent.The pressure on endowment insurance in all countries has gradually increased,and a single government basic old-age insurance cannot bring sufficient income to the elderly.To maintain their higher quality of life,on the one hand,they should gradually weaken the government's dominance of endowment insurance.On the other hand,they should actively encourage the promotion and development of the enterprise annuity model.In 2004,the“Enterprise Annuity Trial Regulations" and the "Enterprise Annuity Trial Management Regulations",which marked the transition of China's enterprise annuity system to standardization,were introduced in succession.More and more companies have embarked on the annuity system,which is bound to become a modern enterprise.And the pension protection of the whole society plays an important role.In December 2016,the new"Corporate Annuity Measures" was reviewed and passed by the 114th Ministry of Human Resources and Social Security,and was approved by the Ministry of Finance and implemented on February 1,2018.It can be said that the establishment of the enterprise annuity system is the trend of the times,and the establishment of an enterprise annuity system suitable for China's development norms plays a decisive role in the improvement of China's old-age security system.This article is in this context,the study of enterprise annuity trusteeship management,in order to play a certain role in the standard development of China's enterprise annuity system.This article selects GS company as a research sample,adopts the case study method and event research method to analyze the management mode,advantages and problems of GS company's enterprise annuity trusteeship,and then proposes corresponding improvement and improvement suggestions for the existing problems.This article is divided into five chapters:The first chapter is the introduction.It mainly introduces the research background and the significance of the research.It puts forward the research ideas and methods on the basis of combing the relevant domestic and foreign research results,and sums up the research features and innovation.The second chapter is the concept definition and theoretical basis.It mainly defines related concepts such as enterprise annuity,enterprise annuity trusteeship management model,etc.It reviews the relevant theoretical basis for the establishment of enterprise annuity and its related to the establishment of the current situation of enterprise development in China.description.The third chapter is the focus of the article,mainly introduces the enterprise annuity trustee management mode of GS company,including the GS company profile,the status quo of its enterprise annuity trusteeship management and the analysis of the main problems in the enterprise annuity custody.The fourth chapter puts forward some suggestions for improving the problems found in the entrusted management of enterprise annuity in GS company,and points out the main points for the development of GS annuity custody business.The fifth chapter is the conclusion,insufficiency and prospect of this article.Through the research of this paper,the following conclusions are drawn:(1)The GS company's enterprise annuity trusteeship management mode is in a leading position in the overall development level of China's annuity system;(2)GS company has the payment model in the entrusted management of annuity trusteeship.Single,unsuccessful investment channels for annuity custody,lack of dynamism in investment fund operations,low stability of custody investment income,limited ability to entrust managed business,inadequacy of risk management and control,and legal obstacles to investment management,etc.Many come from external constraints and due to their own operations Caused by other issues,affecting the annuity continued,profitability and stability;(3)GS companies should increase the management of annuity custody from external law,internal annuity investment operation and regulatory level,in order to better development.