Research On The Application Of Commercial Banks In Infrastructure Construction Based On PPP Financing Model

With the continuous expansion of the scale of infrastructure construction in China,the demand for local government funds is also gradually expanding.If we only rely on the traditional financing mode,land finance and local investment and financing,we can not meet the needs of infrastructure development.In the past three years,both the government and the social capital cooperation(PPP)projects have shown a rapid development trend,both in policy support and in the field of practice.Compared with the traditional mode,PPP has obvious advantages,such as diversified ways,stable operation and relatively low risk.These significant advantages make PPP mode gradually replace traditional financing mode and become the mainstream financing mode of infrastructure construction in China.But at present,a considerable number of PPP projects can not be implemented because of the difficulty of financing,which requires commercial banks to provide financial support.In this background,basic concepts and theoretical foundation on the basis of PPP,the commercial bank as an example,the PPP in the mode of business opportunities,the main risks and participation ways and measures to carry out research,aims to explore a commercial bank to participate in the PPP project financing mode.The author expounds the definition,scope and classification of PPP model at home and abroad PPP mode and operation mode on the part of literature review,combined with the characteristics of China's development,analyzes the basic characteristics of PPP project financing,expounds the economics and finance PPP mode theory support and the existence significance.On the basis of the relevance between commercial banks more closely with the PPP model,the PPP model is able to point out in many aspects of development on the west to the commercial banks to the new business opportunities,for example in the aspects of infrastructure construction,the reform of state-owned enterprises,transportation system and water conservancy construction and Development: practical in our country,such as policy,law and market,and points out that commercial bank faces in each PPP project financing risks.According to the author's actual project experience,this paper selects XM tunnel project as a case study,and introduces the detailed plan of PPP project financing plan,financing plan,risk control and post loan management.Through case analysis,we identify the current projects of commercial banks in cooperation with PPP projects,and carry out risk assessment for their cooperation projects,further analyze the financing and risk management measures taken by banks,point out their advantages and disadvantages,and put forward suggestions for improvement.The equity financing of financial funds in this case has the significance of innovation and promotion.Through my research,we believe that under the new situation of land revenue reduction and local financing platform being further standardized,PPP mode will gradually become the mainstream financing mode of infrastructure construction financing.The PPP model will become the mainstream of infrastructure construction financing.With the continuous promotion and development of this model,new opportunities for development will be brought to commercial banks.But commercial banks need to accumulate more experience in practice,constantly improve the existing risk control measures and systems,and provide a better business model.This paper provides a strong theoretical and practical support for commercial banks to further develop the PPP project financing business.