Tianjin Baodi District Technology-based Small And Medium-sized Enterprise Financing Difficult Problem Of Research

Small and medium-sized enterprises in science and technology is an important part of the national economy,but it's development has always been constrained by the shortage of funds." 13th Five-Year" period is an important stage of SME innovation and rapid development,to solve the financing bottleneck of SME is the key to development.Science and technology and finance are two important engines to promote the development of economy and society.Science and technology to enhance the effectiveness of financial integration,is to solve the transformation of scientific and technological achievements and small and medium enterprises of science and technology capital bottleneck inevitable choice.From the point of view of field research,the overall performance of small and medium enterprises in Baodi science and technology is very active,but a considerable number of enterprises operating in the development of varying degrees of funding constraints.How to scientifically grasp the relationship between the development of science and technology and financial support,and strengthen the integration of the two,is a practical choice to solve the financing problems of small and medium-sized enterprises under the new situation and accelerate the transformation of scientific and technological achievements.This paper focuses on the combination of theory and practice,through literature,investigation,comparison and analysis,the Baodi SME financing demand,financing status,problems and possible risks,how to improve the financing problems and other aspects of the exploration analysis,And compared with the foreign developed countries and China's coastal areas to solve the financing problems of small and medium sized enterprises,we can get valuable experience.Finally to Baodi Hang Yu Jia Rui,Bao Lai Seiko two companies as an example,analysis of the specific process of financing,and analyze,Finally,we put forward a new starting point for the planning and construction of high-tech financial system,give full play to the guiding role of policy funds,accelerate the construction of public space,the establishment of a new mechanism for investment and financing,To expand the scale of financing of science and technology enterprises,establish a reasonable credit rating standards and systems,to solve their financing problems,and create a healthy environment conducive to the development of technology-based smes.