Risk Management Of Abank For Public Credit Business

This paper first introduces the theoretical knowledge of risk management of commercial banks at home and abroad,expatiates on the meanings and sources of credit risk of commercial banks,and then introduces the risk identification and risk assessment.On this basis,the article introduces the development history of A branch and its transformation background,and introduces the current situation of risk management in branch A,and introduces the risk management process of branch A in detail,and then points out its risk management in enterprise loan There are deficiencies in the whole bank risk control environment,enterprise credit rating and post-loan risk management,and then the improvement plan is put forward for these shortcomings,and the risk evaluation model is improved according to the requirement of A branch's risk management.In the end,the paper puts forward the safeguard measures for the public risk improvement plan.