Research On Risk Management Of P2P Internet Debit And Credit Platform Under The Background Of Internet Finance

It has been ten years since P2 P internet debit and credit was introduced into China.For its features of easy entrance and high profits,P2 P attracts investors of all sorts and grows rapidly in recent years.But meanwhile,the frequent pernicious happenings of P2 P internet debit and credit platform,such as bankruptcy,abscondment and interest encroachment,cast P2 P under shadow.Although several targeted laws,regulations and supervision system have been implemented by government,there still exist risks of P2 P internet debit and credit.The main reasons which cause the high-risk problem of PSP include the followings ones,such as the incomplete development of P2 P itself,the invalidation of government supervision,and the domestic economic situation which is not suitable to copy foreign models.As an important complement for current finance market,the internet finance has its existing and developing space and will benefits domestic finance market,even the whole economic society a lot under a proper circumstance.The thesis firstly introduces the P2 P internet debit and credit platforms both abroad and at home,making detailed comparison and analysis on its features and differences.Afterward,the author describes existing risks of current P2 P internet debit and credit platforms in our countries,analyzes proper risk management strategies,...