Comparative Analysis Of Profitability Of Listed Commercial Banks

Financial industry of our country grows vigorously,all kinds of Banks have their own advantages,listed commercial Banks as an important part of market economy,is facing opportunities and challenges,in the process of business profit at the same time,also want to identify the strength of competitors,timely deployment of resources integration of the business structure to enhance profitability is necessary,not only stable economic base,also should be able to found their own limitations in the competition,expand the profit space.Banking consistently profitable business objectives,to promote overall financial strength is the key to enhance profitability,comparing with the competitors in terms of profit,can improve the development direction,to improve operational efficiency and late asset accumulation has a reference value.Papers from the representative indicators of profitability indicators give part,combining principal component analysis,grey relative means,the model of profitability analysis,avoid the problem of weight decided to subjectivity is too strong,no longer limited to the data a sampler must meet the requirements of the typical distribution for comparing the profitability of industry provides more objective and reliable method.Paper the analysis and comparison on seven samples of listed commercial Banks,analyzing nearly five years of profit ranking situation,from the concept of bank competitiveness,summarizes the general situation of the thesis theoretical significance and practical significance,a brief description about the theory,enumerates the profitable aspects of literature review,and use the corresponding statistical software to analyze profit competitiveness evaluation model,according to the seven Banks in terms of earnings management present situation,found the problem and put forward the corresponding Suggestions and countermeasures.Analysis of the comparison results can be found in recent years,the choice of the seven samples of listed commercial Banks are more or less problems,also have the space of continuous,improvement,profit competitiveness ranking also has large fluctuations,instructions to improve their competitiveness in terms of profits for the Banks strength of ascension are of great help,which has great influence of indicators should also improve.Listed commercial Banks should grasp the financial market development opportunities,do a good job in traditional business,on the basis of optimizing the deposit-loan ratio,and types of intermediary business,constantly optimize the online platform,set up risk control background,complete implementation cost budget approval system and balance the deposit-loan ratio,pay attention to innovation reform,comprehensive improve bank profitability.