Ethical Review Of Commercial Endowment Insurance In China

As the most populous country in the world,the aging of our country is becoming more and more serious,and the problem of old-age security has attracted more and more attention.Only by actively advocating good old-age security system,can we adapt to the development of the society,so as to fully guarantee the life of the elderly can be more peaceful and happy.Reasonable and good arrangement of the old-age security system needs not only the support of all kinds of legal system,but also the scientific guidance of the social pension insurance and the commercial endowment insurance.In the modern society and the future of the pension industry is more and more important in the development of commercial pension insurance,for the protection of pension,and promote social stability,safeguard the elderly protected rights and freedom is very important.Commercial endowment insurance is relative to social endowment insurance.In short,pension insurance business.With the development of society and economy,the commercial endowment insurance is becoming more and more important.From the perspective of ethics of commercial endowment insurance research,found the problem,identify problems,analyze problems,propose solutions to commercial endowment insurance to better adapt to social development,to better serve the beneficial to the people's livelihood.The main methods adopted in this study are literature analysis and comparative study.This paper first analyzes the background and significance of the topic and the research status at home and abroad.Secondly,the paper expounds the problems of population aging,social endowment insurance and commercial endowment insurance.Secondly,this paper focuses on the basic connotation and ethical implication of the commercial endowment insurance,and expounds the social demand for the commercial endowment insurance.Thirdly,this paper discusses the ethical problems in the commercial pension insurance,and analyzes the reasons.Finally,aiming at the above problems,this paper puts forward the ethical path of the development of China's commercial endowment insurance.Advocate the utmost good faith,adhere to the principle of dedication,advocacy of good social ethics,adhere to the principle of fairness and justice,while improving the system and legal construction,and promote the formation of a healthy environment for commercial pension insurance.And then to improve the social endowment insurance,commercial pension insurance supplemented by the social security system,in order to build a harmonious environment for the elderly,to build a socialist harmonious society to contribute.