Analysis On The Choice Of Financing Channels Of Traditional Small-and-micro-enterprises

In the rapid development of science and technology and the economy today,small and micro enterprises in China's important role in the socio-economic has been widely recognized.As an active cell that regulates economic development and stabilizes social harmony,small and micro enterprises play an important role in increasing employment opportunities and optimizing economic structure.Therefore,the development of small and micro enterprises has made a significant contribution to the overall economic progress.Small and medium-sized enterprises in their own development process,capital for business start-up operations and follow-up to expand the importance of reproduction more and more prominent,but due to various factors,small and micro enterprises in development is still faced with financing problems,lack of funds Restricted the development of enterprises.At the same time,due to the development of China's market economy has been on the journey of transition,the country's various policies tend to encourage innovation and entrepreneurship,emerging industry trend,while small businesses in the traditional industry to maintain a place in this tide gradually change Difficult.At present,with the growth of science and technology,the financial industry is more innovative,small and micro enterprises in the traditional financing on the basis of an increase of Internet-related emerging models,how these dazzling options for traditional small micro-enterprise financing The optimal solution of channel selection is one of the key starting points of this paper.Combining theoretical knowledge and practical knowledge is the most important characteristic of this paper.In order to make this paper as objective and accurate as possible,a lot of research methods have been used in the research.Firstly,the literature analysis,the research background,financing channels,The theoretical knowledge of microenterprises and their financing difficulties is partly referred to a large number of professional literature,and these important knowledge are systematically integrated according to the needs of the article structure so as to facilitate readers to read.At the same time in order to make the article more user-friendly,and can have direct significance to the objective practice,this paper in the theoretical study also joined the traditional small and micro enterprises in a business case,through the interpretation of the actual situation of the enterprise and financing Channel choice of comparative analysis,so that readers can more in-depth understanding of research ideas,and in reality learn from learning.Finally,this article also details how to improve the financing of small and micro enterprises,the enterprises,governments,financial institutions,respectively,what changes should be made.Hoping to provide some reference for the relevant departments and institutions.