Research On Supply Chain Financing Model Of Leading Enterprises In B2B Environment

At present,China’s economy is facing an unprecedented complex environment before the world economic downturn.For a long time,the rapid growth of China’s economy mainly depends on the idea of the reform of demand side,that is,expanding the total demand of investment,demand and net export growth of "three carriages".Domestic economic continued transformation and upgrading,supply side structural reform has become a breakthrough and focus.Supply side structural reforms focus more on improving the quality and efficiency of the supply system in order to promote structural reforms in the economy.The financial side is the key to supply side reform.In the context of"combination of industry and finance,removal from virtual to reality",strengthening financial support and services is an important measure to promote China’s move from a big manufacturing country to a manufacturing power.Supply chain finance is the industrial development needs of students,because it is not only a kind of financing service,but also an important mission to improve the supply chain operation efficiency and competitiveness,promote the establishment and prosperity of the industry ecosystem.Therefore,supply chain finance has become an important starting point for supply side reform.Nowadays,the competition of enterprises has changed from the competition between individual enterprises to the competition among enterprises,and a supply chain is an enterprise ecosystem.Supply chain finance and traditional credit business of the difference is mainly reflected in the use of asymmetry,the core enterprise in supply chain to ease the information between banks and other financial institutions and small and medium enterprises,to solve the problems of small and medium enterprises,the lack of resources guarantee mortgage.Through the supply chain financing,the core enterprises can introduce more financial resources,so as to support the development of their own enterprise ecosystem.It can improve the core enterprise of the supply chain management capabilities,further integration of supply chain resources,reduce supply chain costs,enhance the competitiveness of the supply chain,but also can solve the problem of enterprise ecosystem in other enterprises lack of operating funds.Relative to the past for single enterprise credit,banks and other financial institutions are now facing an ecological system to provide credit,the risk might be more manageable,the lower probability of danger.With the rapid development of information technology,the supply chain financing model based on Internet technology emerges as the times require.B2B is the best carrier for the combination of the real economy and the internet.At present,many B2B platforms also provide financing solutions for the upstream and downstream of the platform through the docking fund provider.The main object of this study is SEIT,a wholly owned subsidiary of Shandong energy group,which is mainly responsible for the centralized purchasing of large quantities of commodities in the Mining Group owned by the group.After several years of development,the company’s assets have reached billions of yuan,the company is relatively stable.But in recent years,due to the impact of the coal industry downturn,coal production capacity,banks and other financial institutions for coal enterprise credit scale implementation of further compression of coal enterprises financial situation is not optimistic.The SEIT is composed of upstream small material suppliers,the core enterprise of the supply chain for long-term occupation,has seriously affected the development of enterprises in the supply chain,also caused the cost of coal production and sales of high level cliff fall profits.Since its inception,SEIT has been devoted to the construction and management of the three platforms of logistics,finance and information.At the beginning of 2015,the company began to push ahead with the practice of Supply Chain FinanceThe idea of this study is to study and summarize the existing supply chain financing concept based on the core enterprise as a perspective,starting from the background of supply chain financing based on Internet,analyzes the function and position of core enterprises in the supply chain,analyzes the construction of the main mode of leading supply chain financing in the core business of B2B under the environment of N+N,this paper puts forward the planning network of supply chain financing model based on large data analysis model for the benefits of the contribution of the supply chain,and further in-depth analysis of the core enterprise leading mode of supply chain financing risk control measures.Finally,using SEIT as a case,analyzes the current situation of centralized procurement of Shandong energy group of bulk materials,and bulk work contractors subject--SEIT in the current financing situation nowadays and the existing problems,and on the basis of constructing the core enterprise supply chain financing mode for SEIT oriented analysis,the model of Shandong energy efficiency contribution the group,in order to gain some of the core enterprise under the environment of B2B to promote the supply chain finance practice valuable enlightenment and valuable experience,and provide some guidance for the supply chain financing business the next step for SEIT.