Suggestions Of Implementing Delayed Pension Insurance In Hebei Province

With the continuous development of society and the gradual improvement of medical and health level,the average life expectancy of the population continues to grow,China will inevitably enter the aging society,ushered in the "silver wave."On the current situation of pension in China,the government-led social basic old-age insurance is in trouble,the pension gap is widening,the level of substitution rate gradually declines,it is increasingly difficult to meet the needs of contemporary people's pension.The development of the enterprise annuity and personal savings pension insurance in the old-age insurance system is slow and the level is relatively low,and does not play its due role.In order to get rid of the plight of old age and meet the needs of the members of the community,the Chinese government must intensify its efforts to make the enterprise annuity and personal savings pension insurance grow up and make due contributions to the social pension.In this paper,the implementation of a tax deferred pension insurance in Hebei Province as the research content,the beginning of the article first elaborated on the background of the article,and summed up the domestic and foreign tax deferred pension insurance research status quo.Then,the conceptual definition and theoretical analysis are carried out to clarify the research basis of this paper.Then through the third pillar of Hebei Province,the status of personal savings pension insurance analysis,clearly put forward to promote its development significance and urgency.Then,the implementation of a tax deferred pension insurance in Hebei to conduct a feasibility analysis,and the use of practical data to accurately calculate it,the government with a small financial loss can get a larger pension accumulation conclusions The Finally,according to the experience of foreign countries and the research results of domestic scholars and the current situation of Hebei Province,the author puts forward some relevant policy suggestions on implementing tax relief pension in Hebei province.