Research On The Strategy And Risk Control Of Venture Loan In Hangzhou Unite Bank

In the background of mass entrepreneurship and innovation,small and medium business to appear in large numbers.Such business is the key of bank transformation,but they were shut out because of its small-scale and low risk tolerance.Faced with this situation,Venture Loan is introduced from foreign.Since April 2016,the venture loan was partial approved,it is a sign that the develop of venture loan was put on the schedule.Each experimental bank and non-experimental bank all launch it.However,it’s worth studying that commercial banks how to play the specific products,how to select the appropriate cooperation organization,how to target the appropriate goal company,how to control the risk,in order to open up the market in the financial tidal wave.This thesis take Hangzhou Unit Bank as an example,based on the successful experience of foreign loan and loan linkage,by the way of benefit from foreign experience and the case analysis of the existing Venture Loan of Hangzhou Union Bank,discuss more about cooperation organization,target company,investment time,risk Management,and how to grasp the direction,in order to steadily carry out Venture Loan.