Research On Supply Chain Order And Financing Decision Under Payment Financing

Logistics finance is the intersection of the field of logistics and financial areas,because the vast majority of enterprises in China are small and medium private enterprises,Because of their small size and therefore difficult to finance,then leading to strand breaks,and even bankruptcy.The current situation of financing difficulties of SMEs,all walks of life are eager to find a way to achieve multi-win-win financing model,Logistics finance is in line with the needs of the times,it can not only bring benefits for all growth,But also to bring business innovation and expansion of the business,making it Become a logistics field and the financial field of common concern in the emerging field,And prepayment financing is the development of earlier and has a typical characteristics of the logistics and financial business.On the basis of literature research and investigation,this paper briefly discusses the concept of logistics finance and supply chain finance and its common model.And then makes a detailed discussion on the operation flow,function characteristic and risk point of prepayment financing.And this paper establishes a supply chain decision model of prepayment financing,and studies the retailer's financing decision and order quantity decision when the market demand is uncertain and the retailer's capital is insufficient,And in the case of both financing and non-financing,a comparative analysis of the retailer's earnings and the benefits of manufacturers and the entire supply chain.Furthermore,under the circumstance of setting minimum loan amount of financial institutions,the retailer's financing decision and order quantity decision are studied,And the manufacturer's optimal pricing decision is assumed in the context of a manufacturer-led supply chain,And compared the retailers,manufacturers and the entire supply chain expected return,in the financial institutions have set the minimum amount of loans and not set the minimum amount of loans.By means of numerical analysis,this paper verified when the funds are seriously lacking,the effect of financing is significant to the enterprise;With the increase of its own funds,the additional income from the financing will gradually decrease;Financial institutions set the minimum loan amount,retailers will reduce the willingness to lend at relatively adequate own funds,and in the case of retailers accumulating their own funds,financing can make the supply chain faster to achieve optimal output,the amount of financing limits will be appropriate to delay the optimal production to achieve;and financing can make the supply chain as soon as possible to achieve the best output,meets the consumer' demand effectively.Finally,based on the above research,this paper also establishes a simple prepayment financing decision support system,which increases the operability of the research in practical application,and provides some reference and guidance for supply chain enterprise decision analysis.