Research On The Risk Management Of Commercial Banks In The Background Of Post-Financial Crisis

Commercial bank as a special business to manage and manage the risk,risk management capacity is an important measure of its competitiveness.Since 2008,the global financial crisis caused by the US subprime mortgage crisis has greatly exposed the loopholes in the risk management of commercial banks in China.At the same time,in the post-crisis era,the risk management of China's commercial banks is facing new challenges,including credit risk,operational risk and market risk and other specific risks are increasingly complex,and vulnerable to external financial environment and individual industry development influences.Therefore,in this context,the risk management of commercial banks in China has increasingly become the focus of attention in the financial field.In the post-crisis era,the study of the risk management of commercial banks in China has considerable necessity and reality.This paper is based on this,taking the Shanghai Pudong Development Bank as an example to study the risk management of commercial banks in the context of post-financial crisis.This paper analyzes the current situation of the management of commercial banks and Shanghai Pudong Development Bank by analyzing the credit risk,operational risk and market risk management of commercial banks before using the data of economic indicators before the risk management of Shanghai Pudong Development Bank.At the same time,the author further analyzes the current situation of risk management of Shanghai Pudong Development Bank,and analyzes the credit risk,operational risk and market risk of Shanghai Pudong Development Bank.Based on the study of the current situation of the risk management of commercial banks and Shanghai Pudong Development Bank,this paper summarizes and compares the problems existing in the risk management of commercial banks and analyzes the causes of the commercial banks and the development of the Shanghai Pudong Development Bank,On this basis,further demonstrates the commercial banks to strengthen the risk management of the necessity and reality.Based on the relevant financial theory and the concrete manifestation of commercial bank business practice,this paper analyzes the risk management of commercial banks from the commercial banks' credit risk,based on the experience of risk management of domestic and foreign commercial banks,Operational risk and market risk,and put forward the corresponding risk management measures,so as to effectively solve the problems existing in the process of risk management of commercial banks in China,and to better strengthen the risk management of China's Shanghai Pudong Development Bank,Problems in Bank Risk Management.Finally,based on the above contents,this paper summarizes and analyzes the relevant research on the risk management of commercial banks in China.In this paper,the research contributions made by this paper have been combed and sorted out at the same time.At the same time,the research on the existing problems is also explained and explained.