The Credit Risk Control Of Dongying Branch Of The Agricultural Bank Of China

Based on the background of special existence of Commercial Bank of our country and its current stage of development,A concrete analysis of the theory and Practice to the domestic and foreign,the most advanced on the summary and review of the research on credit risk control system of commercial banks,starting from the origin,meaning and characteristics of the commercial bank credit the risk of credit risk of commercial banks,credit risk related theories are described in this paper,and from meaning and characteristic,commercial bank credit risk control content and steps and other aspects of the general description of the commercial bank credit risk control system,which lays a theoretical foundation for the research of this paper.This article carries on Dongying branch of the Agricultural Bank of China status quo of credit risk control system in a specific analysis.The first part introduces the historical evolution and the current management situation,summarized the characteristics of Dongying branch of the Agricultural Bank of China,Dongying branch of the Agricultural Bank of China credit risk control the current situation and existing problems were analyzed,and further verified the necessity of control for the comprehensive evaluation of Dongying branch of the Agricultural Bank of China.This is the core of Dongying branch of the Agricultural Bank of China reconstruction of credit risk control system.The part of the detailed analysis of the design principle,construction of index selection and index system of Dongying branch of the Agricultural Bank of China credit risk control system,and then on the basis of Management requirements and the provisions of the relevant laws,regulations,based on expert evaluation method and hierarchical analysis method as the foundation,embarks from Dongying branch of the Agricultural Bank of China credit risk control of the four basic elements we selected,internal control environment,risk identification and risk evaluation index,evaluation index,evaluation index of internal control measures,supervision and evaluation index,so as to establish the hierarchy model of Dongying branch of the Agricultural Bank of China line of credit risk control comprehensive evaluation.