Risk Preventing Of Technology Finance Development

With today’s increasing advanced technology,the widely use of the Internet and various kinds of science and technologies provide not only a good platform and channel for financial market development,but also a great convenience for the economic activities and funds between different economies around the world.From the point of view of China to the current financial pilot work of science and technology,the high risk of technological innovation itself,the relatively lagging financial institutions risk management,and the absence of market regulation and supervision,this will give the financial system and even the whole economic system the potential risks and destructive effect.This paper,from the perspective of technology financial risk,using game theory related methods,would further improve the technology finance theories through a comprehensive analysis of financial risks’ forms,causes,prevention and other issues.The main idea of this article contains: Firstly,the theory of science and technology finance are reviewed to understand the connotation of technology and finance as well as the main types and characteristics of technology and finance’s risk,and reveal the inner link between technology financial risks and technological innovation of technological enterprises,in order to provide a theoretical basis to build the game model.Secondly,taking Guangzhou as an example,it analyzes the overall status of its development as well as exploration,effectiveness and lack of presence of the point from the level of financial risk prevention in science and technology,and introduce the typical cities during the domestic and foreign technological development,which will draw some experience and inspiration to Guangzhou.Thirdly,it elaborates the reasons and ways of risk forming for technology finance during deferent periods and different types and providing solving solutions by analyzing the main participators of technology finance and game process of technological business.Through the systematical analysis of reasons and forms of science and technological risks,we must adhere to symmetry principles between the risks and benefits of and the principles of coordination in risk-sharing among the participants during financial risks prevention in science and technology.At the end of this article,in the points of technological business,technology finance system,technology finance environment,especially for improving our technology finance risk prevention mechanism of Guangzhou,has put forward some countermeasures and suggestions.