The Studies On The Influence Of Foreign Capital Shareholding On China's Commercial Banks

With the high-speed development of the global economic environment,The advancement of China's reform and opening up process,Thereform of the financial system in our country,Chinese commercial financial environment has been changed.International experience and history shows that introduction of foreign capital can help Chinese commercial banks adapt to the international financial environment.A large number of studies have shown that foreign ownership can bring advanced management technology and risk screening ability,effectively promote Chinese banksector that bank governance structure.It's important to the Chinese bank in the process of reform.There are many research of the relationship of foreign ownership and performance of the commercial banks,but no unified conclusion.this paper argues that the cause of conclusion difference stems mainly from the following aspects:First of all,most studies neglected the effect of policy system,there are differences in the selection of time;Second,the different research on bank performance metrics selection standards are different.This article through to recognize integrated financial index analysis method would offset index of real impact,So this article choose a variety of financial indicators to measure performance of commercial banks;Third,the different of estimation methods,Due to the differences in the empirical results,In order to ensure the accuracy of the conclusion.this article selects two stage instrumental variable regression estimation method for empirical analysis.This article selects the 16 listed commercial banks in China in 2006-2013 A-share bank dates,In the control with endogenous potential and the influence of other variables.We study the effect of foreign ownership and commercial bank performance.This paper discusses the influence of the proportion of foreign ownership on the performance of commercial banks,and analyzes the influence of foreign ownership on the ownership structure,corporate governance and market competition of commercial banks.In the empirical proof of foreign ownership foundation to improve the performance of China's commercial banks,commercial banks with the operating principle,to further examine the effect of foreign ownership on commercial bank's safety and liquidity,So that the performance of the conclusion is consistent with the operating principle of the commercial banks,based on the analysis of our country commercial banks performance in the process of introducing foreign capital may be some problems.Based on the above analysis,this paper argues that in the present stage,our country commercial banks in introducing foreign capital more rational attitude,Being able to establish partnership with foreign investors at the same time,actively improve their corporate governance,improve the management efficiency.