Research On Loan Risk Of Comprehensive Management Project Of Groundwater Funnel Area In Qingzhou City

Water resource shortage is a major problem faced by China,especially with China's sustained economic development,population migration to the wanted gradually,need to water resources in some areas is increasing,leading to serious problems of groundwater in some areas,and gradually formed a regional underground water bucket.It is one of the best ways to solve the problem of expanding the groundwater funnel area by using the sub investment bank loan to carry out the comprehensive management of groundwater funnel area.From the regional funnel of groundwater in Qingzhou city formation and general situation about the harm analysis of underground funnel area,Qingzhou municipal government intends to take measures,the Agricultural Bank as the project initiated evaluation as the focal point,from the commercial bank management perspective,function orientation,theoretical basis of a detailed analysis of the project loan.And through the discussion of project loan conditions and the needs of the project,risk and benefit,finally obtains the feasibility of issuing loans,including loans to amount,the main risk analysis,the source of repayment analysis,economic analysis,proposed on the basis of the project loan is to be issued opinions and suggestions.Through the analysis of Qingzhou City loan project management of the regional groundwater funnel,can provide a useful reference for the comprehensive management of other domestic funnel area,to provide a good reference for the operation of the commercial bank loan project management.