Research On The Risk Of A Finance Company Loan

Since 1987,China's first set up finance companies,finance companies,as China's financial market is an important part of our group made important contributions to the development of enterprises.Corporate Finance Company to"the Combination" as the main service targets in nearly thirty decades of time has been rapid development,and promote China's financial market reform and innovation.With the extent of economic globalization and the increasing uncertainty of the market is also growing,the development of venture finance companies are also facing increased exponentially.Corporate finance company in nature is a financial institution,part of a business group affiliation from speaking.Therefore,the enterprise financial companies operating in the process not only to respond to financial risks,but also face the risks of industrial enterprise groups.Once the outbreak of risk events,corporate finance companies and enterprise groups have to bear the loss,and because of the limitations of corporate finance company clients,the risk of conduction faster damage and more focused.A group company is China's large state-owned military industrial enterprises,the A financial group of companies founded in 2001 with registered capital of nearly 24 million.By the end of 2015,assets A financial companies has increased to about 80 times its inception,the cumulative investment of enterprise groups each shareholder dividends 4 billion.This text stands credit risk management,risk management theory based asset management theory,integrated asset-liability management theory,principal-agent theory above,credit risk management A financial status of the company conducted a preliminary analysis of its risk identification,risk rating risk management strategies and causes of risk analysis,risk management measures were introduced,and a Situation finance company credit basis by a financial company's internal credit risk assessment system to find a finance company is currently facing credit risk,and for these credit risk to the countermeasures and suggestions.And with the customer S company as a case to the A financial company risk management of the actual operation is further verified.