Performance Analysis Of Insurance Individual Agents

Our country's life insurance market is developed gradually,now,the insurance industry has become a sunrise industry,insurance market competition became more and more fierce.Basing on the insurance market,we have a lot of ways,designing a new insurance products,introducing many advanced technical support,reforming insurance individual agent system and so on,they are all the way of the insurance company often use.The mainly is also the most direct source of economy of insurance company is the total premium of insurance individual agents,the performance study of personal insurance agent is the most concern in the insurance industry,it has practical significance for the management of insurance company.In China,there are not a lot of study on insurance individual agents,especially on the aspects of quantitative analysis.A reasonable insurance individual agent system is not only good for the company,but also especially for personal insurance agent's own development.Insurance individual agent system of performance evaluation and performance of insurance individual agents is directly linked,if you want to set up a performance evaluation mechanism to comply with the insurance company,you must play the performance of insurance individual agents on the first.Insurance individual agent's performance is affected by many aspects,including external factors and internal factors,external factors include environmental factors,company factors,and so on;Internal factors include gender,personality,educational background,appearance,age and other factors,in order to find out from these factors of the main factors,these factors must be quantified,only exploring from the perspective of data analysis problem,these factors will be excavated more accurately,personal insurance agent performance evaluation can be more accurate.This article is embarks from the various factors which influence the insurance individual agents performance,using the single factor variance analysis and stepwise regression method to identify the significant factors affecting the insurance individual agents performance,putting forward some appraisal on insurance individual agents performance,and do clustering analysis for each company basing on the company's performance,doing overall evaluation for each kind of company,putting forward some suggestions after assessment.This article embarks from the actual data,the selection of data is an insurance company in Henan province,the data is real and reliable,this article has the certain significance on Henan province insurance individual agent performance and market research.