Technology Risk Management System Design And Research In PA Bank Electronic Business

Ping An Bank Co.,Ltd.is a nationwide joint-equity commercial bank headquartered in Shenzhen,which adheres to the policy of customer supremacy and people orientation and insists on the Management Philosophy of deformation,Innovation and development.Relying on internet technology,the bank has developed various Ebanking business as a new kind of business model which has refreshed traditional business model in bank industry.However,the rapid development also causes some risks to some extent,which is a new challenge to the commercial bank's capability of risk management.The reason for these risks is that the information technology cannot support traditional bank business but fully satisfy the demand of E-banking business.Meanwhile,Bank regulator will fail to take the original management mode for management.Therefore,banks attach great importance to the Risk management of Ebanking business information in technology work.Based on the risk management theory,this article analyzed the E-banking business risk management status of the PA Bank through risk assessment and evaluation and it straightened out the information technology management status and problems of PA Bank.This article also structured the general ideas and framework for PA Bank Ebanking business risk management construction,mainly on technical risk and information technology risk.Besides,this article designed the E-banking business information technology risk management system for PA Bank,and blueprinted the expected effects.Finally,this article provided corresponding solutions for the potential existing problem happening in system running,which aims to enhance the risk management capability about E-banking business information technology for PA Bank.