Research On Financing Tactics Of Commercial Banks

In today’s stage,financial leasing has shown a very rapid development trend.It plays a very important role in the financial industry.The proportion of finance leasing business in financing has been developed to be second only to securities,In the first place is the bank credit.In the future for a long time,will play a huge role in promoting economic development,while the relevant data also shows that China’s financial leasing industry has a very large space for development.In this paper,the financial leasing industry of commercial banks has a very large development space,which may be the background of changing the competitive structure of the world financial leasing industry.Taking ICBC leasing as an example,this paper analyzes the external environment of ICBC leasing business through scientific analysis,The internal environment,comparative analysis of its business advantages,disadvantages,opportunities,threats and other factors,the future of ICBC leasing should focus on improving their profitability and potential for the identification of important risks and management in order to protect the business better development,So as to enable ICBC leasing to have a broader development prospects.Through the empirical case analysis and comparison,combined with the development of ICBC leasing specialization,marketization and internationalization,it is concluded that the development of commercial bank’s financial leasing business should pay attention to the improvement of profitability and the prevention of risk and put forward the effective solution to the problem Strategy.This paper summarizes the problems existing in the commercial finance and leasing business of commercial banks,and puts forward the development strategy of commercial banks to carry out financial leasing business according to their work experience.Therefore,this article focuses on how to better develop the financial leasing industry in China’s existing institutional and industrial environment,how to innovate the financing and leasing products,and combine the financial leasing with the corporate financial business to formulate an effective solution for the enterprise customers.This paper takes the business carried out by ICBC as the research object,and makes a detailed exploration of its actual business and development mechanism by means of scientific analysis and through the combination of data and case analysis,And then develop a strategy to help its healthy development for the transformation and development of related industries have a positive significance and reference significance.