Research On Equity Financing Of Small And Micro Enterprises In China

Whether it is foreign or domestic,small and micro enterprises financing has been a common problem.Small and micro businesses in the number of China’s large enterprises accounted for the total number of 94%,to provide more jobs,which accounted for 65%of GDP,but it can dominate the financial resources is less than 50%,the obvious imbalance of resource allocation,so Small and micro businesses need a new way of financing.With the maturity of Internet technology,especially the Internet payment,cloud computing and other processes,the financial industry has changed dramatically.Internet banking than traditional finance has the advantages of low cost,high efficiency,openness,making it a favorable choice for financing small and micro enterprises.Raise public equity development as a new financing mode of Internet banking in the world very rapidly,the United States has issued in 2012 and the public to raise equity related bills,the provisions of the investors,issuers and the public to raise the platform obligations,aimed at resolving the venture financing difficulties and promote the economic development of the United states.Our country in 2011,the first public to raise the platform on the line,but also launched a public on the relevant provisions of the public to raise.According to statistics in 2013 before the public to raise the amount of successful financing of 335 million,to 2014 growth to 2 billion 158 million yuan,in 2015 the success of the public to raise the amount of 11 billion 424 million yuan.Facts have proved that the public to raise equity by the majority of investors and investors welcome,especially in solving the problem of small and micro enterprises to finance the difficult problem has played a significant role.In China’s economy is in rapid growth,the adjustment of industrial structure entering deep water,technological innovation will be a new economic growth point under the new normal,eighteen of the spirit of the meeting asked us to start work,the mass innovation actively,carry out to be in full swing,that our party and country,fully aware of the important the meaning of innovation.Financial innovation is directly related to the economic growth,the equity of the public to raise as a system of innovation,but also makes human society into a cooperative sharing,the role of China’s economic development is not to be ignored.This paper aims to provide a new way for China’s Small and micro businesses financing problems,and comprehensively define the concept of the public to raise equity,including equity to raise the definition,elements,characteristics,operation mode,financing advantages etc..Based on the dataanalysis of the development status and legal norms at home and abroad to raise the public,further detailed research on successful case of all the chips,the public to raise equity in advantage of the problems difficult to Small and micro businesses financing,and analyzes China’s Small and micro businesses to raise public equity financing facing various risks,and the proposed risk prevention strategy and government supervision suggestions,the realization of China’s Small and micro businesses to raise public equity thoroughly solve the financing problem.