Innovative Research On The Wealth Management Business Products Of Minsheng Bank

With market system of gradually established and financial reform of constantly in-depth,commercial banks market business has became not race of facts,commercial banks in perfect traditional financial service of while,for get more of profit returns,upgrade commercial banks competitiveness,will vigorously of opened middle business,which most main of middle business is Bank financial,with financial markets competition of increasingly increased,as can increased Bank middle business income of financial business increasingly was the home Bank by attention,Development finance has become the financial institutions to increase profits,improve the business structure,improve reputation and expand the market presence of the company’s strategic focus,and encourage and guide the healthy,sustainable banking products,investment to stimulate economic growth,and give full play to the basic role of market forces in allocating resources.But China financial markets can carried out of financial business also is limited,investment enterprise can investment of products and channel also relative narrow,increasingly more of wants to purchase bank financial products of Enterprise Active looking for market in the investment returns rate high of investment varieties,original of fixed returns class financial products has cannot meet market of need,this on urgent of need Bank in financial business products Shang of innovation,and company financial investment has must of risk,how help investors avoid investment risk,Get the maximum return on investment has become an important subject of corporate finance and investment.Corporate finance business of commercial bank products portfolio of innovation and research,to avoid the risk of investment in corporate finance has become an important research topic.Bank based on the people’s livelihood,for example,to analyze the Minsheng bank financial business innovation,discover its banking problems existing in product innovation,in particular the lack of product innovation and design capabilities,innovative point ignores the nature of innovation,product yields lower risk control levels such problems have seriously restricted the Minsheng Banking Corporation Finance product innovation and development.Combined by learn professional theory knowledge,in collected finishing Bank company financial products innovation related literature information premise Xia,reference has some research results and theory views,proposed corresponding of solution livelihood Bank company financial business products innovation problem of strategy,on livelihood Bank company financial products investment combination theory and the select for analysis,building livelihood Bank company financial investment combination of VaR of expand model,for corresponding of empirical research,last get research results,China Minsheng Banking Corporation Finance provides reliable portfolio analysis theory and empirical research on the basis,in order to protect investors through the investment portfolio risk of investment,maximize return on investment and make due contributions.Minsheng Bank to develop corporate finance business products,improving the Bank’s intermediate business income,help enhance the market competitiveness of Minsheng Bank,deeper analysis and research for the future banking business finance products and corporate finance portfolio to provide reliable research basis.