Risk Analysis Of P2P Platform Borrowing

With the convening of G20,innovative financial growth model seems to have become a hot topic of public debate.Today’s China,the development of the financial sector has not only limited to banks,securities and other entities,Internet banking seems to have access to a broader space for development.The historical reason for the emergence of China’s Internet banking is the financing difficulties of SMEs,in order to solve this problem,in 2007 the first P2P network lending platform came into being,and the rapid development of.With the promotion of national development and encourage the introduction of inclusive financial policy and the market,P2P net loan platform Shirupozhu,climbing.Internet banking as a new financial model,to make up for the traditional financial methods can not meet some of the gaps in the vast number of investors,but also to promote the further development of the financial market.At the same time,the drawbacks of the Internet itself with its rapid development of Finance slowly exposed to the market and investors have brought more attention to the risks.In recent years,P2P platform frequent accidents,collapse,foot.....A series of problems can not be ignored,how to regulate its development,how to achieve green finance,is the direction and goal of our study.This paper introduces the process from scratch to the rapid development of P2P industry,and the risk of the platform is analyzed emphatically,so that the majority of investors are aware of the importance of risk identification,risk aversion.Behind the frequent risks,the Internet is hidden in the lopsided development of finance,dislocation of the role of the market and the lack of supervision.And put forward feasible suggestions for the related risks.It is necessary for us to uncover the mysterious veil of the P2P platform and make it more transparent.