At present,as the global pattern changes,the market uncertainty increases,and the value of the asset value becomes the concern of the large investors.Market continues to mature development,all kinds of products is uneven,these products need a professional team for selection and investment,in addition,the developed countries especially with U.S.assets spectrum contrast,found that although the domestic investment variety is numerous,but the distribution is more dispersed,no continuity,urgently needs to match the benefits and risks of assets to fill in the blanks.The FOF was brought into the country in this context by overseas markets.FOF,the Fund of Funds,it is different from other investment target,through the screening of Fund selection,existing Fund assets in other Fund share,to get the profits,is a new kind of investment mode.It not only provides a good selection of high quality for the investors funds investment platform,and through the configuration of the categories of assets,effectively spread risk,eventually to maximize revenue.The innovation of the FOF product promotes the further development of the whole financial industry.This paper first analyzes the market of FOF products,discusses the current situation of FOF fund and the difficulty of selection and configuration fund,and then clarifies the necessity of product innovation.At the same time,it establishes the design idea and design idea of product Product function and positioning were analyzed."Selected One" investment plan will be treated as the products in a hierarchical,according to the different investment quota of people are taking the risk of different,set different investment objectives and investment proportion and investment strategy of differentiation,finally determine the target customer.Then,a brief introduction to various parameter indexes of product,to each kind of fund investment strategy are described in detail,and the construction and screening of the fund pool is analyzed,furthermore,the risk prevention and control of products,the competitive advantage and subsequent marketing promotion."Selected One" product investment plans for investors,both profitability and risk,the product can meet different levels of consumer demand,in addition,to innovate the original investment tools,spread investment risks,adapt to changes in the market. |