Regional Banks Innovation Research In Beijing-Tianjin-Hebei Region

In the new normal,transformation of economic structure in our country is urgently needed in our country.With the "13th Five-Year Plan " introduced,strengthening the reform of supply side structure will be a boost for sustained economic growth.Innovation-driven will provide the motivation to the reform of supply side structure,and bring vitality to chinese economy.Finance is the core of modern economy.Banks which have had the great impact in the field of financial have to face the pressure from the existing economic environment.Innovation is the import way for banks to slove that problem.As the one of the three major economic circles in China,Beijing-Tianjin-Hebei region which known as the third pole to promote economic development,its process of collaborative development is accelerated,besides,its Innovation demonstration and radiation driven effect is obvious.The regional banks are the dominant force of beijing-tianjin-hebei economic development.It is worthy researching for all the scholars that how to let the bank keep the benign development trend,and being the leader to promote the development of economy,and then radiating surrounding areas and related industry,and bringing a beneficial economic cycle.In this paper,the beijing-tianjin-hebei regional banking innovation development of the research of this subject will have far-reaching influence and significance.From the general connection point of Marx’s Philosophy,the good or bad,directly or indirectly,the development of the region’s Banks influences beijing-tianjin-hebei region and even the whole China’s social development.From the externality theory,promoting the regional bank’s innovation benefits more and more enterprises,social groups and organizations in the way of providing more quality services.From the perspective of financial ecology,the perfection of Beijing-Tianjin-Hebei regional bank innovation mechanism is in favor of building and perfecting the beijing-tianjin-hebei financial ecology.Any research is based on a certain purpose and motivation,this article will clear the creation background,motivation and significance related content in the first chapter.Reference fo the achievements of domestic and foreign scholars,applying the relevant theories of regional economy,regional Banks,financial innovation,according to the general connection point of Marx’s Philosophy,the author analysis the beijing-tianjin-hebei economic development and the banking industry’s development situation in China and regional banking innovation activities at the macro level.And then selecting the representative regional bank--Bank of Tianjin as a specific object of analysis,we can sum up the successful experience in innovative development.Using the method of combining induction and deduction,find the reasons of hindering the pace of innovation of the bank.On the basis of that,we can find out an antidote against the disease.Afterwords,this paper sets up the basic principles of beijing-tianjin-hebei regional banking innovation,and generates the strategies of innovation.It included the core thinking of principle and strategy in the innovation activities,and proposed the measures from improving the four aspects such as financial innovation mechanism,business innovation,management innovation,organizational form innovation,and collaborative innovation.