| Along with the reform and opening up and the development of the socialist market economy,China’s financial leasing industry has experienced a start,consolidation and development,has become an important part of the socialist market economic system,is an important tool for the financial market allocation of resources,and optimize the economic structure,and promote financial market development is increasingly prominent in the industry.Internet finance is a combination of Internet and finance,is a new financial model with the help of Internet and mobile communication technology to achieve financing,payment and information intermediary functions.The combination of Internet finance and financial leasing,can provide a wider range of sources,can more reasonable allocation of resources,better development of the financial leasing industry,can make the real economy more benefit from the lease industry.Domestic preliminary practice shows that the Internet finance lease can help minor enterprises effectively solve the problem of financing,but also to expand public investment channels of useful attempt.At this stage,although there are a variety of obstacles and problems,the combination of the finance lease and Internet finance has experienced various hardships and turmoil,but practitioners have been in practice to explore a variety of feasible combination mode,and continue to improve development.Development of Internet finance lease,not only for enterprises and individuals to provide financial services,and can greatly promote the development of China’s financial leasing industry,and can help to achieve effective allocation of capital market resources,thereby promoting economic growth,to achieve the purpose of "multi win",in the lessor,the lessee,the investment side.Parties to the financing lease business must actively and correctly grasp the opportunity to use of Internet finance to reconstruct their own business.First the paper concisely summarized the Internet financial leasing.Secondly introduces the development situation of domestic Internet financial leasing.Thirdly analyzed the Internet financial leasing in the perspective of the lessor.Fourthly analyzed a case of domestic Internet lease financing platform which is "P2L".Fifthly puts forward the suggestions and Prospects on the development of Internet financial leasing.Finally draws the conclusion,with the continuous improvement of the regulatory policy,market mechanism,Internet financing lease will develop healthy and orderly,the Internet financing lease business will in all sectors and segments of roots.At that time,Internet financial leasing will make great contribution to the realization of sustainable economic development,expanding public investment channels and promoting industrial upgrading and so on. |
