A Financial Electronic Settlement Center H Integrated Business System Optimization Research

Regional payment system is an important infrastructure and is an important part of modern financial service system,it is a useful supplement to the modern payment system in China.With the rapid development of social economy in H Province,the expansion of economic scale,in the commercial banks,financial institutions,business operation and management system has undergone profound changes,put forward many newer and higher request for payment and settlement services in H Province.H integrated service system is a regional payment system of H Province,which provides flexible access method,comprehensive risk management and control,and powerful data storage capabilities.The construction of a safe and efficient regional payment system is conducive to the efficient operation of various payment instruments,facilitate market transactions,accelerate capital turnover,and maintain the security and stability of the financial market in H Province.This article from the H integrated service system itself,combined with the status of H Province economic development situation,the commercial banks,analyzes the factors that influence the development of the system,analyzes the development status of domestic and other provincial and municipal regional payment system,put forward its own suggestion to carry out to promote the system characteristics of the business and strengthen internal supervision system of how to attract participants access system.Such as the preferential policies and technical support for the participants of the access system,do a good job of service,improve the plight of business promotion,develop internal supervision system,improve internal control management,in order to make the operation and development of H integrated service system has been optimized.