Analysis Of Purchasing Mode Of Commercial Bank In Internet Plus Era

In the face of the "Internet Plus" era of third-party payment,all chips and other new industries on the traditional status of commercial banks caused a strong impact,commercial banks are also the first time to seize the "Internet Plus" new ideas,and actively change their business,to adapt The current economic environment ensures that profit growth.As the cost of commercial banks,the reduction of purchasing cost is one of the methods of "cutting expenditure" of commercial banks.This paper analyzes the purchasing data of commercial banks in the traditional mode as the main body,with a view to using Internet technology to solve the disadvantages,so as to optimize the procurement Mode,and thus achieve the purpose of reducing costs.The main contents of this paper include the following aspects:First of all,the procurement business and its theory of the development of the history and status quo were summarized and stated,and then through the analysis confirmed the procurement in the market,especially in commercial banks in the position.After summarizing the various theories related to the current procurement,this paper focuses on the procurement business of commercial banks from the perspective of cost management procurement theory and information economics theory,and designs the research plan,and analyzes the G bank from 2007 to 2014 Purchasing data for statistical analysis.Secondly,according to the research results,the depth of the study of commercial banks,the traditional purchasing mode,found its process,management,technical difficulties,but also pointed out that these drawbacks difficult to adjust the management tools to solve.Only with the help of Internet technology,one by one will be the original elements of a reasonable optimization,can form a "Internet Plus" procurement of this model,reduce procurement costs,improve procurement efficiency,and ultimately to commercial banks "cut" purpose.Finally,the use of optimized purchasing mode,associated analysis of the Bank of 2012 in 2012 and 2016 with a procurement of the subject of procurement data to verify the integration of Internet technology purchasing mode of the actual effect of the "Internet Plus" purchasing mode in the development of commercial banks In the practical value and guiding significance.