A Research On The Contribution Of Chinese Commercial Banks For The Efficiency Of The Banking Sector Based On The Generalized DEA Model

As China’s economy coming into the new normal,China’s banking sector must begin to adapt to the new normal.Facing the new normal,China’s banking sector must speed up the transformation,provide efficient financial services,so improving the efficiency of banking is imminent,research on the efficiency of the banking sector will become an important issue.Previous researchs study the efficiency between different Banks a lot,there are few studies exploring the relationship between Banks and banking sector from the angle of efficiency,this paper has carried out the following research on this issue on the basis of predecessors:First,this paper builds a contribution model of efficiency on the basis of the general DEA model method,from the perspective of how the efficiency of a single bank influences the efficiency of the banking industry.Then,this paper selects 16 representative listed commercial Banks’ panel data which from 2010 to 2015 as samples for empirical analysis,researchs the contribution of commercial bank efficiency on the efficiency of the banking industry,compares and analyzes of the contribution of different categories of commercial Banks efficiency,and the contribution of the efficiency of commercial Banks in the same category.At last,this paper uses the Tobit regression model analyze factors which affect the contribution of the efficiency,and this artical suggests ideas to enhance the contribution of the efficiency for commercial banks combined with the empirical results.