Discussion On Anti Money Laundering Project Construction Of Rural Commercial Bank In China

The economic development of the countries of the world exchanges and influences each other,which directly leads to the active financial activities.Financial activity is mainly reflected in the growing variety of financial services,financial technology means constantly updated.At the same time,relying on the financial channels of money laundering activities are increasingly rampant,not only a variety of means,characteristics of diversity,and gradually shift from developed countries to the relatively weak regulatory means of developing countries.This requires the international and domestic financial regulatory agencies to put forward new challenges to the anti money laundering work.This article attempts to understand the anti money laundering related research at home and abroad,through the interpretation of the anti money laundering supervision department supervision system,to establish a fully meet the regulatory requirements of the importance of automated and intelligent process of the anti money laundering work platform.At the same time,this paper expounds the present situation and existing problems of the anti money laundering project construction of the rural commercial bank,and probes into the feasibility and necessity of the construction of the anti money laundering project in the rural commercial bank.Finally,a case of Jiangnan Rural Commercial and agricultural firms through the whole idea,implementation of anti money laundering scheme and effect analysis of project construction,project construction can effectively integrate suspicious transactions monitoring and reporting,customer risk classification and identification,investigation of internal and external regulatory reporting functions such as anti money laundering argument.Through the exploration and planning of this article,in the hope of integrating the functions of the anti money laundering and anti money laundering project platform to build a powerful and clear process,rules can be advanced,self-monitoring and selfadjustment,improve the anti money laundering mechanism,do deep penetration of commercial bank anti money laundering work,to further enhance business the bank's risk defense ability,to lay the foundation for the development of commercial bank compliance.