Research For Information Assets Management In JL Bank

Enterprise should formulate some strategic plans,strategic objectives and specific project implementation to achieve strategic vision by the finished system.As a commercial bank,it should establish a set of management philosophy which is suitable and advanced to adapt to market competition.Because of the regulation of tighter,the interests of marketability advancement,the appearance of private banks and the disadvantages of tradition banks inside and outside,traditional banks slide slow when facing more incentive competition in the market.Consequently,traditional banks should survey the insufficiency of the enterprises,from the self-determination,meanwhile,they also should be with a view to outstanding management system construction of same industry and keep up with international and successful banks.Financial banks is an important part of national economy,with the gradual opening of banks,the constantly rise of private banks,the emergence of internet financial firms and products and an excess of positive and negative public opinions,traditional banks are under server stress.A number of traditional and big banks have begun to cut jobs and some top producers defected.Internet bank is the major competitor of traditional banks because of its huge cost advantage and efficiency advantage.For example,tellers are assigned to marketing position.It embodies that the trend is delivered jobs(transaction/referrals)to internet service and delivering jobs communication,maintenance and detainment to marketing commissioners and online-serve staff.For these reasons,future transforming key of traditional banks is upgrading intelligent service.The main line of researching information service must be operating and maintaining property Enterprises ascend advantages in the aspect of information by doing jobs of information assetsInformation assets could be classified by and standards not just the relative value of the frequency.Information assets could be classified by appointed standards not just the number of use value but function characteristics,usable range and usable time length of user department.The database of application system should be constructed to the benefit of searching,importing and exporting,At the same time,the protection of information security is of great concern.Information assets as a category of property to administrate is necessary.Information assets have definite timeliness and other assets' timeliness are more obvious,such as the deprecation of ordinary fixed assets.The depreciation of information assets underline the time-line more.Whether it possesses value or not depend on the condition of information.JL Bank score an achievement in the aspect of working system,organization structure,management process and management platform.Doing some overall plans of information system items by organization and management,senior managements,projects portfolio and project sets,to establish records center(three centers and two cities)that conforms to physical truth and supervision regulation and to enact specific working procedure,flow and institution.This text particularly emphasis on the research of information assets to discover traditional banks' disadvantages under the circumstance of current marketing competitions(as an example of JL bank).This text analyze the source and put forward solutions to promote the construction of bank's information assets and improve bank's core competitiveness.