The Development Of Tianjin Internet Financial Industry

Internet financial is traditional financial institutions and enterprises using the Internet to the Internet and information communication technology to realize financing,payment,investment,and a new financial business model of information intermediary services.Based on the long tail theory,information asymmetry theory,the application of large data,Internet financial connection money supply and demand both sides,the reasonable search and matching,the existing financial system cannot meet the needs,at the same time,as a useful supplement existing financial model,Internet finance and traditional finance,the optimization of economic industry,upgrade,play a beneficial effect.This article is based on the development of financial industry in Tianjin and the present situation of the economic structure.Illustrate the second industrial structure adjustment of Tianjin,the third industry development present situation as well as the micro,small and medium enterprises in Tianjin in the situation of industrial development,put forward the development of the Internet financial can promote the development of the industry,micro,small and medium enterprises financing difficulties.By comparing the financial industry in Beijing,to clarify of Tianjin financial should be development of the Internet,and the forming dislocation development of Beijing.Through research and analysis of Tianjin financial efficiency,financial development and industrial structure optimization and upgrading of industrial structure rate.In the clear financial structure is helpful to industrial upgrading,and the city of Tianjin financial industry structure for the promotion of the upgrading of industrial structure adjustment about co.,LTD.Through the adjustment of financial structure in Tianjin,Tianjin industrial upgrading,helped to raise,help to Tianjin economic structure transformation,conducive to the development of the third industry development of Tianjin,looking for a new economic growth point.Explore the realistic demand of Tianjin financial development of the Internet.From national policy,national strategy and development foundation,analysis of Tianjin financial focus on developing Internet third-party payment services,based on the sales information of small loan business,based on the standardization of payment account financial products sales business,lending both sides big data information platform,development,finance,and promote financial industry depends on the transformation and upgrading of the Internet.Suggestions to build industry base,hatcheries,Internet financial enterprises preferential policies and incentive subsidies,financial personnel training system,perfecting the market access and industry selfdiscipline,build Tianjin Internet financial brand,optimize the environment of government services,improve the system of information disclosure,risk warning and qualified investors,improve the supervision,arbitration mechanism,and perfecting the credit system.