Formal Credit Demand Analysis Of Entrepreneurial Farmers

Since China's reform and opening up,China's rural social economy high speed development,farmers income increased significantly,but compared to the urban development,urban and rural economic development imbalance,showed a trend of expanding the development gap,the cause of this situation is a traditional rural business uncertainty factors such as the low profit and revenue.So,the country encourages farmers,want to venture to increase farmers income and accelerate the construction of new countryside.Entrepreneurship requires money,entrepreneurial farmers itself is difficult to meet this demand,lead to the entrepreneurial farmers produced a regular demand for credit.Therefore,the paper study of entrepreneurial farmers in Shenyang normal credit demand analysis,in order to make clear the factors of affect entrepreneurial farmers formal credit demand and facing difficulties,in order to improve the current entrepreneurial farmers formal credit demand satisfaction.First,the paper introduces the research background,purpose and significance,and summarizing the entrepreneurial farmers formal credit demand of domestic and foreign research present situation,put forward in this paper,technical route and research methods;Demand for entrepreneurship and entrepreneurial farmers,formal credit and defining the concepts of informal credit demand;Second,to entrepreneurial farmers through analyzing present situation and characteristics of formal credit demand,analyze the present situation of entrepreneurial farmers formal credit demand and summarize the characteristics of the formal credit demand;Logistic regression model is established,from the farmers themselves,family characteristics,farmers financial cognitive level,peasant household environment condition is analyzed the influence factors of entrepreneurial farmers formal credit demand,according to the result of empirical analysis to summarize the influencing factors of entrepreneurial farmers formal credit demand.Finally,according to the results of the analysis concludes that found that entrepreneurial farmers are widespread shortages of funds,and on the basis of the conclusion put forward the corresponding policy recommendations.