A Study On The Performance Of M & A Of Commercial Banks In China

There have been bank mergers and acquisitions since there was a financial transaction.As the country’s financial transactions more and more frequent,it gradually formed the world economic integration of this situation,In order to adapt to this change,each country has reformed its own financial system,with the United States and Britain,Germany and other European countries and Asia to Japan as the representative of many overseas banking enterprises,In order to achieve the strength of their long-established business,such as the strength of their large and small enterprises,efforts to increase the share of the financial and securities markets,to improve and adjust their operating income status,by virtue of its strong strength,the acquisition of a large number of small and medium-sized banks,Expand its business scope and expand its scale,continue to improve their core competitiveness and efforts in the increasingly fierce international competition to take advantage.Mergers and acquisitions of the banking industry can not only be able to cope with the increasingly fierce competition in the banking companies at home and abroad,but also constantly expand the scale of operation so that its company’s position in the industry as a whole,more efficient to achieve this financial Complex industry mergers and acquisitions,so that the allocation of financial costs and other resources more targeted,so that the financial enterprises at home and abroad more competitive.In recent years,the major domestic and foreign banks mergers and acquisitions activities are very frequent,the number of successful investment transactions and the amount of transaction business costs have climbed to a new peak.In recent years,the major domestic and foreign banks mergers and acquisitions activities are very frequent,The The acquisition of this complete set of complete process,not just the beginning of bank mergers and acquisitions,the company’s sale after the end of the effect is more related to the effect of bank acquisitions.A benign development of bank mergers and acquisitions of this activity,both in the acquisition of the various costs of resources after a new round of different consolidation after the merger,not only simply improve the bank’s economic effects and benefits,but also in reducing costs,so that Its company’s M & A risk factor is reduced,and enhance the company’s operating efficiency.We will put P Group and M & S Bank this special merger and acquisition case as a typical,explore and deepen the deeper driving behind the reasons.Then,the application of EVA and other performance evaluation methods from different aspects,multi-angle analysis of the P mergers and acquisitions S bank short-term performanceand long-term performance;Finally summed up the case: First,the acquisition of the acquisition of S Bank Group initial,its overall profitability no obvious improve.Second,the use of stock control to exchange this acquisition will cause M & A companies can not be completed within a short time M & A activity,will weaken its control in the acquisition process dominance.Third,the efficiency of commercial banks is affected by the impact of M & A activity on the positive impact,as bank asset growth is affected by M & A,asset allocation and asset stability.Get the inspiration and recommendations: First,choose the right M & A target,develop appropriate M & A strategy,to meet the company’s long-term strategy.Second,pay attention to the merger of the ownership structure of the object,a sharp grasp of the timing of mergers and acquisitions activities.Finally,timely and effective resources or costs and other aspects of induction and finishing,focusing on the integration of mergers and acquisitions.Hoping to provide some reference for the M & A activities of China’s banking enterprises,which can play a positive role in the inter-bank merger and acquisition,and affect the more commercial banks to carry out mergers and acquisitions.