Research On Appropriate Replacement Rate Of Basic Old-age Insurance For Urban Enterprise Employees In Liao Ning Province

As the research object of this paper,for the design and operation of basic old-ageinsurance system in China.Pension replacement rate has a vital influence.Pension replacement rate values directly affect the endowment insurance fund income and expenditure of the balance of the situation.In addition,pension replacement rate level is also reflected in a basic level of old-age security indicators.For pension replacement rate setting,the need for reasonable system,which makes the numerical pension replacement rate always maintain in a reasonable moderate range.Because,if pension replacement rate level from moderate levels too much,too high or too low replacement rate will bring endowment insurance system is difficult to measure.In this paper,through literature review and qualitative and quantitative method to moderate level of pension replacement rate is calculated and analyzed.In the quantitative aspect,the author study from the perspective of supply and demand,on the demand side,the specific group for retired worker,in order to make the elderly life in retirement and there is a difference than not before retirement,at the same time to guarantee retired worker in a larger extent of elderly quality of life,therefore,the author will pensions for retirees of enterprises in cities and towns in Liao ning province in the quantitative moderate level of demand is equal to urban residents income is in the middle and high income groups consumption spending levels for calculation and analysis.And on the supply side,based on the research of pension replacement rate have greater impact of partial factors and the relationship between the replacement rate to calculate the moderate levels of annuities.The content of this article can be divided into five parts altogether.The first part is mainly of endowment insurance of our country make a simple definition of relevant concepts and introduces,at the same time also to this article research institute on the basis of the theoretical basis of this paper expounds in simple and introduction.The second part,it is the basic old-age insurance for enterprise employees in cities and towns in Liao ning province's overall situation and existing problems are analyzed.In the third part,it is in Liao ning province town enterprise worker endowment insurancereplacement rate calculates the moderate level.Mainly from two aspects of supply and demand to measure respectively.The fourth part of the article is the analysis of the dynamic adjustment mechanism of endowment insurance in our country.The last part of the article is on the premise of comprehensive analysis of the above content,for the town enterprise worker endowment insurance system in liaoning province and the improvement of the pension replacement rate level provides some countermeasures and Suggestions.