| Property preservation insurance litigation is the innovative products of insurance companies in China in terms of liability insurance,can effectively relieve the plaintiff in civil and commercial cases in the application of guarantee in property preservation fund pressure,relieve pressure on court review guarantees reliability.Phase more Yu traditional of guarantees provides way,litigation property preservation responsibility insurance has procedures simple,and costs low,and paid capacity strong,advantage,applicants in get litigation property preservation responsibility insurance of guarantees Hou more easy in litigation case in the maintenance himself of lawful rights and interests of;in recent years Court on preservation application by to provides of guarantees number and form of audit increasingly strictly,in must degree Shang increased has applicants application litigation preservation of difficulty.Thus,our liability insurance of property preservation in 2014 once launched has developed rapidly in the country,become the hot products of insurance companies in the area of liability insurance.However,due to lawsuits for property preservation insurance started late in China,is still at the exploratory stage,this stage continuously in the market,people,aspects of emerging new opportunities,also in insurance fraud,malicious prosecution and other emerging new challenges.Property preservation of action based on our development environment responsibility insurance,property preservation analysis that our development litigation liability insurance necessity and problems encountered in the present stage,and based on these issues for the future development of property preservation insurance litigation advice and recommendations.Articles first integration has China academic and practice two party experience,on litigation property preservation responsibility insurance of development of need,and development stage,and development status for has system described,second from court,and insurance company,and applicants three a aspects reveals has China Development litigation property preservation responsibility insurance faced problem,last again Qian said based last on China next development litigation property preservation responsibility insurance proposed has of views and recommends.In macro thought Shang for insurance enterprise itself calls for its strengthening strategy positioning,strengthening on Court and public of legal publicity then upgrade they of recognized degrees;in micro thought Shang,calls for insurance company continues to perfect internal control mechanism,and training internal talent,and optimization exhibition industry early cost structure,while continues to for products innovation,upgrade itself competitiveness,and to this as China Development litigation property preservation responsibility insurance of new opportunity. |
