Research On Economic Capital Management In Agricultural Bank Of China,Jiangxi Branch

In the practice of commercial bank risk management,a new risk management method,named the economic capital management has been formed in the western Banks through continuous exploration.The capitalization of risk made the measure of risk more comprehensive.The economic capital management becomes the risk management model in international banks.Agricultural Bank Of China is a bank which brought in the concept of economic capital early in the domestic banking sector.After continuous exploration and practice,Economic capital management has gradually become the core of risk management and business management.In the fierce competitive environment,how to further develop the economic capital management effect in management practice is worthy of research and exploration.On the basis of combing the domestic and foreign economic capital management and economic capital allocation on the theory,Using the method of quantitative analysis and case analysis,the article analyzed and studied the economic capital management problems and reason that exist in the practical application,put forward some suggestions on Specific to give full play to the effect of economic capital management.This article is divided into five chapters.The first chapter is the introduction,expounding the research background and significance of this paper and related literature review,research methods including.Chapter 2 is the theory of Economic Capital Management,Introducing the connotation and concept of economic capital,expounding the main content of economic capital management.Chapter 2 also introduces the relevant theories of economic return on capital and economic value added.Chapter 3 is Present situation of economic capital management in Agricultural Bank Of China,Jiangxi Branch,introducing economic capital management in Agricultural Bank Of China,Jiangxi Branch and Application effects of the economic capital management,Summarizing the results in the process,Pointing out existing problems,and analyzing the reasons.Chapter 4 is the domestic and foreign commercial bank economic capital management experience for reference,introducing Foreign and domestic commercial bank economic capital measurement configuration and management,drawing the corresponding revelation.Chapter 5 is Strategic Suggestions to Improve Economic Capital management,putting forward the countermeasures and Suggestions to solve the problem from the management idea,the economic capital management system,performance evaluation mechanism Angle.Studies have shown that the problems of he economic capital management in Agricultural Bank Of China Jiangxi Province including the following several aspects: Management ideas and strength are weaker "layer upon layer".Junior staff Attaches great importance to the invoicing,despised economic capital.The asset structure should be optimized.Economic capital supply and demand exist contradiction.To improve the economic capital management of Agricultural bank of China in Jiangxi Branch,the Suggestions are from the following several aspects: Establishing management guidance system and strengthen the fine management;Enhancing role of incentive and constraint;Adjusting the economic capital allocation management style;Highlighting the key areas of economic capital pressure drop;strengthening the construction of teams and information platform.Through the optimization of economic capital management mode,risks are prevented effectively,the goal of value maximization are realized also.