Analysis On The Factors Of Farmers’ Participation In The Basic Old-age Insurance For Urban And Rural Residents

To establish and improve the basic old-age insurance system for urban and rural residents is an important way to realize the sustainable development of social economy,the integration of urban and rural areas,and the socialist harmonious society.As the basic old-age insurance system for rural residents in an important part of the basic old-age insurance for rural residents is directly related to the improvement of China’s rural residents basic living in the future,but also directly related to the overall development of urban and rural development.Since China adopted the reform and opening up,the family planning policy in the nationwide implementation and economic development in the city of light weight rural strategy,makes a lot of labor in rural areas into the city,they have made a great contribution to the development of the city economy.However,with a large number of rural labors in rural areas into the city,appeared the phenomenon of aging,serious at the same time,the deepening of reform and opening up and the continuous improvement of the market economy,farmer’s idea has been a huge impact in the endowment mode,the traditional "and","family support" has no longer adapt to the development of rural society.In rural areas,pension problems emerged in recent years,a serious threat to the local economic and social stability,as a traditional agricultural country,harmony and stability in rural areas is of great significance for China’s economic and social sustainable and healthy development.Therefore,the issue of social security of rural residents attracted the attention of the Party Central Committee and the government,since 1980 s,the government has always been committed to establish a perfect system of social endowment insurance in rural areas,but from the implementation of the results,is not satisfactory.Although the number of residents in rural areas to participate in the endowment insurance in China is increasing year by year,the coverage is gradually expanding.Although the number of rural residents to participate in social endowment insurance in recent years has improved,the rural social endowment insurance coverage also increased significantly,but the rural residents insured level compared with urban,there is still a huge gap.In order to narrow the gap between rural and urban residents social pension insurance in the state decided to establish a unified basic old-age insurance system for urban and rural residents in the country,in order to achieve the integration of urban and rural areas,narrowing the gaps between urban and rural areas.In this context,strengthening the distinctive practical significance for the study of the basic old-age insurance for rural residents,the author embarks from the influence factors of rural residents participating in the perspective of this paper,through the deep analysis of related factors of affecting rural residents insured,put forward countermeasures and suggestions to further improve the basic old-age insurance system urban and rural residents,improve rural residents insured level.This study is divided into four parts:The first part,introduction.In this chapter,the author briefly introduces the research background and significance,summed up the current research situation at home and abroad,it points out the research ideas and research methods of this paper,at the same time,it is pointed out that this study may lack the innovation and the existing.The second part,the definition of related concepts and theoretical basis.In this chapter,the important concepts of this paper and the theoretical basis of the study are described in detail,which lays a solid theoretical foundation for the research of this paper.The third part,the current situation and influencing factors of the basic old-age insurance for rural residents in urban and rural residents.By reading the relevant literature and data,the basic old-age insurance system for rural residents in the course of development in China were summarized,which can be divided into three stages,the first stage is to family security,collective safeguard primarily stage;the second stage is the farmer Paul stage;the third stage is the new stage of agricultural insurance.Through the basic old-age insurance for rural residents in the development process of combing,the author of the rural residents in different periods of the type,characteristics,such as a preliminary understanding.At the same time,a brief overview of the factors affecting the participation of rural residentsThe fourth part,the empirical analysis of the influencing factors of rural residents’ Endowment insurance.In order to accurately understand the relevant factors affecting rural residents insured,the author selected the Y District of Ji’an city in Jiangxi Province as a case analysis,questionnaire survey,literature survey and interviews,in-depth understanding of the current situation of urban and rural residents in Y District of the basic old-age insurance system,and according to the feedback information of in-depth analysis,to grasp their view the basic old-age insurance for urban and rural residents,and find out the influence factors of rural residents insured,provide a realistic basis for the proposed the following countermeasure.The fifth part,to further improve the basic old-age insurance system for urban and rural residents of the relevant countermeasures and suggestions.In this study,the author mainly studies the rural residents to participate in the basic old-age insurance for urban and rural residents,to this end,the relevant countermeasures and suggestions mentioned in this chapter are based on improving the level of rural residents insured.In this paper,the author through the investigation on the influencing factors of rural residents have a more detailed understanding of the insured,in combination with their own specialized knowledge and the actual situation in rural areas based on the local,more pertinently put forward relevant countermeasures and suggestions,such as increasing financial investment,propaganda,improve the service level and quality etc.