Research On Risk Control Of Structured Financial Products Of P Bank

Due to the fluctuations in the stock market and the British off Europe,the global economic is experiencing sharp fluctuations.In 2016 the world is in a complex environment,but the economic situation is still relatively stable,economic growth continue going from fixed investment to domestic consumption,investors gradually increased awareness.2016 with China’s interest rates downward and market asset shortage,the yield of bank financial products fell again.In this context,not only keep the minimum income,and have the opportunity to win higher earnings of structured financial products increasingly favored by investors.But at present,the market of structured financial products in China is not perfect,although the issue number is large,but the innovation and pricing ability of product itself is limited,while the risk control ability of China’s banks are not mature enough,lack of perfect risk hedging mechanism in design and distribution,so that part of the them expire after return to zero even loss of principal.To deal with structured financial products in our country,we must not only improve the design level of financial products,but also improve the level of market risk control,only the reasonable design,perfect risk controlled products can avoid part of the investment risk and meet the investor’s wealth value demand.This paper uses P bank structured financial products market risk from the perspective of problems,through four parts to explain the importance of market risk of structured financial products,and the Market risk profile,shortage,constraints and measures to improve and put forward some feasible suggestions to promote the healthy development of China’s structured financial products market.In this paper we uses the theory with practice,through normative analysis combined with the P bank structured financial products in the research,the theoretical basis for the use of economics and finance are combined to study the structured financial products,product design and market risk and other characteristics.Though four different sights to research and analysis,not only focus on the basic theory of market risk,but also combining with the actual situation of P bank structure empirical analysis of financial products.