Research On The Operational Risk Of Credit Card Asset Preservation In C Bank

Since the 1990s,under the influence of financial globalization,financial liberalization,technological innovation,product innovation and deregulation,domestic and foreign banking industry is facing increasingly serious operational risk,how to strengthen operational risk management and become post-finance Key Challenges in Banking Risk Management in Crisis.In this paper,the relevant provisions of the Basel Supervisory Commission and the operational risk-related system promulgated in China are the theoretical roots.Through the analysis of domestic and foreign literature,the integration of theories put forward by domestic and foreign scholars,the analysis of credit card asset preservation business in China's commercial banks Of the relevant operational risk points and the reasons for the resulting.At the same time,combined with the C bank credit card center operation risk management model,management process,management effect,start related research.Through the bank bank credit card asset preservation business operation process and the main risk node;put forward C bank credit center and asset preservation business in the operational risk management of the weak links,and analyze the operational risk of the root causes.The study found that the C bank credit card center only in the asset preservation business in all aspects of the whole process of risk control,and operational risk management processes in the risk identification,risk assessment,risk monitoring,risk reporting to optimize each link,In order to systematically and scientifically carry out operational risk management work,so as to better control operational risk.Therefore,this paper takes C bank credit card asset preservation business as an example,through the literature review method,practice research method,qualitative analysis method and case analysis method,from the establishment of a good operational risk soft environment,operational risk identification and evaluation,operational risk management Letter control and slow release,to strengthen the operation risk management supervision and reporting of these four aspects,put forward the construction of operational risk of the whole process of the feasibility of the proposed flow control recommendations.Hoping to provide some theoretical and practical significance to the operational risk management of my commercial bank credit card asset preservation business.