Industrial And Commercial Bank Of China Inner Mongolia Branch Credit Business Development Strategy Research

At present,China's economy has entered a slowdown model.The national economy and the market situation have changed dramatically because of the slowdown investment,weak exports and the low consumer demand.The problems such as traditional manufacturing industry overcapacity emerge gradually because of the accelerating rise in the cost of production factors.The financial debt risk becomes more and more obvious.At the same time,the bank financing risks in credit management are fully exposed.The credit asset quality is weakened.Prudential idea of the traditional credit culture is changed.So reducing the credit risk is important to the banks.And it is good for the banks to developing themselves.Therefore,the writer chooses the Inner Mongolia ICBC credit business as a sample,and takes the reform and development of Inner Mongolia ICBC as a foothold,to explore the economic developing strategy of the credit business in the present economic environment,in order to help the Inner Mongolia ICBC to reshape the healthy and prudent credit culture,improve asset quality.So that the bank can control the loss effectively in the difficult period,and increase the profits.