Hebei Provice Science And Technology Private Enterprise Credit Guarantee System Construction Research

In the growth of the modern economy in the process of, private technology enterprises,and because of its large number, pay attention to the scientific research, with strong vitality and concern, to promote progress of science and technology, stimulate the vitality of the scientific research, the active market, promoting employment and so plays an essential role.However, at the same time, the development of science and technology private enterprises are also facing all kinds of problems, such as financing constraints, to the healthy growth of private enterprises in science and technology has brought a lot of trouble.To help enterprises out of the financing difficulties, the government of Hebei province to establish a corporate credit guarantee system, and actively to the financing of science and technology private enterprises is difficult to do subtraction". But the credit guarantee industry is an emerging industry, with its development also has many problems, such as high-tech private enterprises and banks exist asymmetric information, government intervention and regulation ineffective, guarantee institutions management is bad and undertake risks and other issues, and it seriously hinder the guarantee industry growth.Hebei Province to promote the credit industry to guarantee the smooth development of paper-tech private enterprises in Hebei Province to study the carrier, so new research perspective, regional strong. Through literature review, comparative research method to study the credit guarantees, and focuses on the defects and shortcomings of the various aspects of the development of credit guarantee system Hebei exposed out of the current high-tech private enterprises, government, security agencies, and then root out problems root causes. Finally, sound corporate credit database from the perspective of high-tech private enterprises, carry out the proposed IP pledge financing guarantee, breaking the previous fixed assets collateral manner; from the perspective of the government proposed to reduce the intervention guarantee mechanism, strengthen supervision and management;from the perspective of the security agencies to enhance the security agencies proposed capital strength, and legal system construction, risk prevention and other common countermeasure strategy. Also on a security system for a useful thinking, proposed guarantees cultural and social credit service, and eventually build a high-tech privateenterprise credit guarantee system operation in FIG. This article actively seek to improve the Hebei Province high-tech private enterprise credit guarantee system for ways and means conducive to increasingly sophisticated Hebei Province enterprise credit guarantee system, but also for high-tech private enterprises successfully financing help.